Geez... you'd think I was using a satellite phone or something. I used my cell phone to call Hong Kong for 11 minutes and it cost almost $40. What a rip-off. I don't see how they can live with themselves charging that much for a simple phone call. Yes, I have a phone card. Apparently, the Nokia Calling Card feature isn't compatible with it--as I've discovered with my latest bill. Ugh. Technology can be such a pain in the behind. Specifically the right cheek. (That's where I keep my wallet.)